Loanio

Take and receive a peer to peer loan easily

Overview

The application provides a solution for individuals who have limited access to traditional loans by connecting them directly with potential lenders.
This opens up new avenues for borrowing, allowing individuals to obtain loans that may otherwise be difficult to access for lenders,
the application offers a solutiono diversify their investment portfolio Instead of relying solely on tradition.

Problem

  • High interest rates: Traditional financial institutions may charge high interest rates, making the loan expensive for individuals.

  • Limited Access to Loans: Traditional lending institutions often have strict eligibility criteria, leaving many individuals with limited access to loans

  • Lack of Transparency: Traditional lending processes can lack transparency, leaving borrowers uncertain about the terms and conditions of their loans

Competitive Analysis


Result

0%
Many claimed that today they want to take relatively high loans
0%
Most of the members claim that the interest rates are too high
0%
They did not receive a very good service in providing a loan at external institutions

Pain Points

Too many moving parts and no central control
Schedule changes are hard to communicate in real time
The event feels chaotic without a proper structure

Motivations

Offer competitive interest rates that are more convenient compared to traditional lending institutions.
No middlemen – direct borrower-to-borrower lending means fewer complications.
Flexible loan terms with minimal bureaucracy.
Faster approval process – no need to wait for bank approvals.
More personal and community-based lending experience.
Transparent fees and full clarity from the beginning.

Color

#2D3F46
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#98D1F4
#F5F9FB

Typographi

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ABCDEFGHIJKLMNOPQRSTUVWXYZ
abcdefghijklmnopqrstuvwxyz
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Regular
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Bold

User Flow

Registration Wizard

Take a Loan

UI Registration

Home page & Personal Area

Let׳s work together